The social workers professional indemnity insurance policy protects the policyholder against claims made against them in respect of their legal liability for losses arising from a breach of professional duty. I admit, I had some ambivalence about the reality of BASW and whether it really … Although BASW does offer indemnity insurance, it is more of the workplace bullying and criticism that the union can come into its own – as well as an established structure of negotiation with … Welcome to the webpage for Legion Indemnity Company. Public liability insurance covers claims that arise should your negligence result in injury to a member of the public or damage to their property. Always seek legal advice when entering a business arrangement with colleagues. The Public Liability insurance will not provide cover for you unless these legal requirements have been met.  This includes ensuring you have permission from the relevant authority to practice within their jurisdiction. It has a duty to ensure as far as possible that its members discharge their ethical obligations … If working with … Please contact us for specific queries. The Public Liability insurance will be valid when you are on social work or social work related business. Should the social work been contracted within the UK by a UK based client, your BASW insurance would be applicable internationally. This includes any legal costs you may sustain in defending yourself and any legal costs of the claimant that you may be called upon to pay as a result of a judgement against you. Indemnity plans do not require a primary care provider (PCP) or referrals and cover most medically necessary services needed to diagnose or treat a condition. In the meantime, we wish to reassure all our existing members that you are covered, as a BASW member you are automatically afforded professional indemnity insurance cover of £5 million. Is my BASW insurance valid outside of the UK? • Indemnity and insurance both explain a situation in which one party takes measures to guard any financial losses that maybe suffered to that he may arrive, at the financial status he was … Please note that it is your responsibility to ensure that all registration and other legal requirements are met whilst working abroad. Items to discuss and have a written agreement may include (though not exhaustive): Up to £5 million for any one claim or in total during any one year. Should your work be undertaken on an entirely voluntary basis, then your BASW professional indemnity insurance within the non-working category would still be applicable. We strongly recommend that when working with associates either on a single contract or on a long-term arrangement to seek legal advice on how best to proceed. If you receive payment for contracted work and in a non-working category of membership, then your BASW professional indemnity insurance is invalid. The Anti-Poverty Practice Guide for Social Work, IFSW and other international social work organisations, Influencing social work policy in the Commonwealth, Practice, policy and education groups (PPEGs), Coronavirus (COVID-19) guidance for Independents, Umbrella service companies & tax avoidance scheme investigations, Professional Capabilities Framework (PCF), Practice Educator Professional Standards (PEPS) 2020, Support for newly-qualified social workers, Professional Support Service: Access support, Professional Support Service: Frequently Asked Questions, Clarity of commitment & responsibilities (business & practice), Copyright © 2020 British Association of Social Workers. The BASW Professional Indemnity insurance covers you as an individual and not your business as an entity. Make sure to tell your friends and colleagues! BASW NI is unclear regarding why this situation has changed and is seeking an explanation from the Association of Executive Directors of Social Work as a matter of urgency. If you wait until you need us you may not qualify for assistance. Working within a Partnership, Social Enterprise, consortium or other joined arrangement. May I use my BASW insurance to take legal action against another individual? Members who are not UK residents are not normally covered. For all those who need to access insurance, this can be provided by BASW NI, by joining today you will be immediately protected. The professional association for social work and social workers, The Anti-Poverty Practice Guide for Social Work, IFSW and other international social work organisations, Influencing social work policy in the Commonwealth, Practice, policy and education groups (PPEGs), Coronavirus (COVID-19) guidance for Independents, Umbrella service companies & tax avoidance scheme investigations, Professional Capabilities Framework (PCF), Practice Educator Professional Standards (PEPS) 2020, Support for newly-qualified social workers, Professional Support Service: Access support, Professional Support Service: Frequently Asked Questions, Copyright © 2020 British Association of Social Workers. It covers claims made against you by clients who have lost money … Are my business associates also covered by my BASW insurance? The statement also said BASW was able to offer college members immediate alternative indemnity insurance, if there were no outstanding claims, after those insured … Do you have to be a Social Worker to join BASW and access the insurance? Indemnity Plans and Preventative Health Care Services. For all those who need to access insurance, this can be provided by BASW NI, by joining today you will be immediately protected. Are there VAT implications should I make a claim on my BASW Insurance? In the instance that your services are being commissioned from a client who is not UK-based, the insurance would not be valid. By signing up to BASW… My practice is not exclusively social work, are these activities still covered?  A £2,500 excess applies to claims arising for property damage in the USA and Canada. Please call 0121 622 8415 or email accounts@basw.co.uk. Exclusive umbrella service for BASW members. You can also call 0121 622 8401 to speak to our Membership Team. Should you meet with any clients, service users and/ or members of the public when conducting business or as part of your practice, then you will need Public Liability insurance. BASW has grown by 26% over the last three years, is genuinely independent, genuinely led by social workers, and has the only union exclusively for social workers. A new umbrella service has launched to provide PAYE, payroll and employment services to agency social workers. If you receive payment for contracted work and in a non-working category of membership, then your BASW professional indemnity insurance … The FCA does not regulate the advice you receive with regards to advisory, case management and indemnity … This means that we contact your insurance provider to determine your coverage, co-pay and out-of-pocket costs. For an additional fee, BASW also offers two Independent Social Worker insurance packages including £5 Professional Indemnity Insurance and £5m Public Liability insurance… Incidents where people trip or fall over are among the most common accidents which can result in public liability insurance claims.  For example, if a member of the public trips over a bag that has been left on the floor at a workshop you were running as an independent practitioner, and the member of public is injured as a result, they may claim against you for compensation. Â. The majority of the plan designs include an annual deductible that must be met before any benefits are paid and then require members to pay co-insurance. indemnity insurance. Please contact BASW for specific queries. Should your business associates also be social workers then they may join BASW individually to access the BASW insurance. If you receive a notification of a claim against you or have reasonable grounds to believe that a claim might be produced, contact BASW immediately even if you do not believe the claim to be justifiable. Professional indemnity insurance provides essential financial protection if your business offers professional advice for a fee. The professional association for social work and social workers. No. Chicago – The Illinois Department of Insurance (IDOI) fined Continental Indemnity Company and Applied Underwriters, Inc. for overcharging some Illinois small businesses for workers’ compensation insurance… Like many members, I also wanted the protection of BASW’s professional indemnity and insurance. Social Work Employment Services. In addition to representing the collective interests of the social work profession and ensuring our members are protected on an individual basis via provision of professional indemnity insurance, BASW NI also provides a first-class Advice and Representation service. Social Work Employment Services is working in partnership with the British Association of Social Workers (BASW) to ensure all its agency social workers have BASW membership within a working category. A personalised accompanying letter can be issued upon request. The British Association of Social Workers is the professional association for social workers in the United Kingdom. Failure to notify promptly could invalidate your cover. Professional liability insurance protects social workers if they are sued for malpractice. In addition to representing the collective interests of the social work profession and ensuring our members are protected on an individual basis via provision of professional indemnity insurance, BASW NI … Indemnity insurance is a type of insurance policy where the insurance company guarantees compensation for losses or damages sustained by a policyholder. There are VAT implications but these are not met by the BASW member making a viable claim. Emergency Dental Care accepts nearly all dental insurance plans on an indemnity basis. If working with colleagues and/ or if you employ anyone, we strongly recommend seeking independent legal advice on the most appropriate way to insure your practice. At present, BASW does not provide this cover. Similarly, both insurance agreements and indemnity provisions require one party to stand good for another financially. The service is exclusively for BASW … Do all social work professionals and/ or independent practitioners require Public Liability insurance? Finally, it should be noted that the Virginia Surety court ruled that a commercial general liability policy of insurance … Some indemnity health insurance plans may … Insurance cover BASW membership includes indemnity of up to £2 million against the costs of defending any claim brought against you as a professional social worker. If you are unsure about your membership category, please contact the BASW membership team. An indemnity basis is the amount of money that an insurance company will pay for a risk based on what is written in the policy. IMPORTANT. For more information on the many benefits of joining BASW, or to become a member, visit our website. BASW provides vital protection for … As BASW members are protected under the BASW umbrella policy, it is not possible to add your name or business name to the insurance document. The public liability cover within BASW membership only applies if a claim is brought against you as an individual. Can I have my individual name or business name on the verification of insurance document? What limit of indemnity does a social worker need for professional indemnity insurance? BASW NI has received several reports from different HSC Trust areas that social workers attending training to prepare them to practice under the Mental Capacity Act (Northern Ireland) 2016 are being informed they will need to secure professional indemnity insurance as the HSC Trusts will not provide full cover in relation to this work. Since we are not contracted with any specific insurance … Don't put yourself at risk The British Association of Social Workers 16 Kent Street. The BASW Public Liability insurance covers you as an individual and not your business as an entity. 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